Plutheia

Legal

Terms of Service

Last updated: 17 July 2026

1. Acceptance of Terms

By creating an account, accessing, or using the Plutheia platform ("Service", "Platform", or "Plutheia"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

These Terms constitute a legally binding agreement between you and Plutheia ("we", "us", or "our"), the operator of the Service. Plutheia is currently operated as an unincorporated project and does not yet have a registered corporate entity. This means we cannot yet publish a legal entity name, registration number or registered office address. Until incorporation is complete you can reach us at legal@plutheia.com, and we will publish the full company details here as soon as they exist. You must also comply with our Privacy Policy, which is incorporated into these Terms by reference.

2. Service Description

Plutheia is a software platform that provides algorithmic market-pattern detection, technical alert notifications, and automated trade execution connectivity. The Service analyses market data and generates technical signals — such as opening range breakout detections, EMA pocket-zone alerts, and pattern-based technical notifications — based on user-configured parameters.

The Platform connects to third-party brokerage accounts (currently Alpaca Markets) via API credentials provided by you. All orders are placed with your broker in your name, using your capital.

3. Not Financial Advice

Plutheia does not provide investment advice, financial planning, tax advice, or legal advice of any kind.

Everything the Service generates — including but not limited to pattern alerts, technical signals, score rankings, watchlist inclusions, entry-level detections, and automated order executions — constitutes algorithmic pattern detection output only. None of it constitutes a personalised investment recommendation, a solicitation to transact in any security, or advice of any kind.

You are solely responsible for all investment decisions. If you connect automated execution, you acknowledge that the platform will act on technical signals according to your configured rules, and that you accept full responsibility for all resulting positions and financial outcomes. We strongly recommend consulting a qualified financial adviser before using automated execution features.

Signals are generated using the same general methodology applied uniformly to every ticker on every user's watchlist, based solely on public market data and the parameters you selected. We do not consider your personal financial situation, investment objectives, risk tolerance, or holdings outside the Platform when generating a signal. The Service is not tailored to your individual circumstances and is not a personal recommendation.

4. Risk Disclosure

Trading in securities and financial instruments involves substantial risk of loss, including the possible loss of all capital invested. Using algorithmic signals, automated pattern-based execution, or systematic trading strategies does not reduce or eliminate this risk and may amplify it.

  • Past signal performance does not guarantee future results.
  • Automated execution may occur at prices worse than anticipated due to slippage, gap openings, or market halts.
  • Technical failures — including connectivity outages, API errors, or platform downtime — may prevent orders from being placed, modified, or cancelled.
  • Regulatory pattern-day-trader rules (PDT) and other brokerage restrictions may limit trading activity.
  • The Platform relies on third-party data feeds and broker APIs that may experience delays, outages, or inaccuracies.

You represent that you understand these risks and that you are using the Platform with capital you can afford to lose entirely.

5. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater) to use the Service. By using the Service, you represent and warrant that you meet this requirement.

The Service is not available to residents of jurisdictions where use of such a platform would be prohibited by law. You are responsible for determining whether your use of the Service is lawful in your jurisdiction.

6. Your Account

You are responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication methods. You are responsible for all activity that occurs under your account.

Notify us immediately at security@plutheia.com if you suspect unauthorised access to your account. We will not be liable for losses arising from your failure to maintain account security.

You may not share your account with others, create multiple accounts to circumvent restrictions, or use the account of another person.

7. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose, including market manipulation or insider trading.
  • Attempt to reverse-engineer, decompile, or extract the Platform's proprietary algorithms.
  • Interfere with or disrupt the integrity or performance of the Service or its servers.
  • Access the Service via automated means (bots, scrapers) other than the features we provide.
  • Resell, sublicense, or redistribute access to the Service without our written permission.
  • Impersonate any person or entity.

To use order-execution features, you must link your own brokerage account. You authorise Plutheia to communicate with your broker on your behalf using API credentials you provide. You remain solely responsible for:

  • The accuracy of the credentials you provide.
  • Compliance with your broker's terms of service.
  • All orders placed, modified, or cancelled through the Platform.
  • Any fees, commissions, or charges levied by your broker.

Plutheia is not a registered broker-dealer, investment adviser, or financial institution and does not hold, custody, or transfer your funds or securities.

9. Automated Execution

Automated order placement ("Auto mode") is an optional feature that executes orders without requiring your manual confirmation for each trade. By enabling Auto mode, you:

  • Explicitly consent to automated order placement using your broker credentials.
  • Acknowledge that orders may execute immediately upon a technical signal, without additional confirmation.
  • Accept full financial responsibility for all orders placed in Auto mode.
  • Understand that you can disable Auto mode at any time, but orders already submitted to your broker cannot be recalled by Plutheia.

Explicit consent (recorded timestamp) is required before Auto mode activates. If consent has not been provided, the Platform will revert to Manual mode regardless of your settings.

10. Intellectual Property

All content, features, algorithms, code, design, and technology comprising the Service are owned by Plutheia and protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in or to the Service beyond the limited licence to use it in accordance with these Terms.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, PLUTHEIA EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, AND UNINTERRUPTED OR ERROR-FREE OPERATION.

We do not warrant that the Service will be available at all times, that signals will be accurate or timely, or that automated execution will perform as expected.

12. Limitation of Liability

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited. If you are a consumer, these Terms do not affect your mandatory statutory rights under the consumer-protection law of your country of residence, which always take precedence.

Subject to the paragraph above, and to the maximum extent permitted by applicable law, Plutheia and its directors, employees, affiliates, licensors, and service providers shall not be liable for any indirect, incidental, special, or consequential damages, including trading losses, loss of profits, loss of data, or business interruption.

Subject to the first paragraph of this section, our total liability to you for all claims arising from or related to the Service shall not exceed the greater of (a) the total fees paid by you to us in the twelve months preceding the claim, or (b) one hundred euros (€100).

13. Indemnification

You agree to indemnify Plutheia and its affiliates, officers, agents, and employees against any claim, liability, loss, damage, or reasonable legal expense arising out of or related to: (a) your breach of these Terms; (b) your violation of any applicable law or third-party rights; or (c) your misuse of the Service — except to the extent that the claim, liability, loss, damage, or expense was caused by Plutheia's own negligence, error, or breach of these Terms.

14. Termination

We may suspend or terminate your account at any time, with or without notice, if we reasonably believe you have violated these Terms or if required by law. You may close your account at any time by contacting support@plutheia.com.

Upon termination, your right to use the Service ceases immediately. Sections 3, 4, 10, 11, 12, and 13 survive termination.

15. Governing Law

Plutheia does not yet have a registered operating entity, so no country of establishment can be named here and this clause does not select a governing law. Until incorporation is complete, the mandatory consumer-protection law of your country of residence applies in full, as described in the paragraph below, and nothing in these Terms limits it.

If you are a consumer resident in the EU, you benefit from the mandatory consumer-protection provisions of the law of your country of residence, and nothing in these Terms deprives you of the protection those provisions afford. You may bring proceedings in the courts of your country of residence, and disputes may also be submitted to the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

16. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by email or by displaying a notice on the Platform. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms.

17. Right of Withdrawal (EU Consumers)

If you are a consumer in the EU, you have the right to withdraw from a paid subscription within 14 days of purchase without giving any reason, under the Consumer Rights Directive 2011/83/EU. To exercise this right, contact us at support@plutheia.com within 14 days of your purchase and we will refund you in full.

If you ask us to begin providing the paid service immediately and you use the Service during the 14-day period, you acknowledge that you may lose your right of withdrawal once the digital service has been fully delivered, in accordance with the same Directive.

18. Contact

For questions about these Terms, please contact us at: legal@plutheia.com

Plutheia is currently operated as an unincorporated project and does not yet have a registered corporate entity. This means we cannot yet publish a legal entity name, registration number or registered office address. Until incorporation is complete you can reach us at legal@plutheia.com, and we will publish the full company details here as soon as they exist.

Terms of Service — Plutheia