1. Acceptance of Terms
By creating an account, accessing, or using the Plutheia platform ("Service", "Platform", or "Plutheia"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.
These Terms constitute a legally binding agreement between you and Plutheia ("we", "us", or "our"). You must also comply with our Privacy Policy, which is incorporated into these Terms by reference.
2. Service Description
Plutheia is a software platform that provides algorithmic market-pattern detection, technical alert notifications, and automated trade execution connectivity. The Service analyses market data and generates technical signals — such as opening range breakout detections, EMA pocket-zone alerts, and pattern-based technical notifications — based on user-configured parameters.
The Platform connects to third-party brokerage accounts (currently Alpaca Markets, Trading212, and Interactive Brokers) via API credentials provided by you. All orders are placed with your broker in your name, using your capital.
3. Not Financial Advice
Plutheia does not provide investment advice, financial planning, tax advice, or legal advice of any kind.
Everything the Service generates — including but not limited to pattern alerts, technical signals, score rankings, watchlist inclusions, entry-level detections, and automated order executions — constitutes algorithmic pattern detection output only. None of it constitutes a personalised investment recommendation, a solicitation to transact in any security, or advice of any kind.
You are solely responsible for all investment decisions. If you connect automated execution, you acknowledge that the platform will act on technical signals according to your configured rules, and that you accept full responsibility for all resulting positions and financial outcomes. We strongly recommend consulting a qualified financial adviser before using automated execution features.
4. Risk Disclosure
Trading in securities and financial instruments involves substantial risk of loss, including the possible loss of all capital invested. Using algorithmic signals, automated pattern-based execution, or systematic trading strategies does not reduce or eliminate this risk and may amplify it.
- Past signal performance does not guarantee future results.
- Automated execution may occur at prices worse than anticipated due to slippage, gap openings, or market halts.
- Technical failures — including connectivity outages, API errors, or platform downtime — may prevent orders from being placed, modified, or cancelled.
- Regulatory pattern-day-trader rules (PDT) and other brokerage restrictions may limit trading activity.
- The Platform relies on third-party data feeds and broker APIs that may experience delays, outages, or inaccuracies.
You represent that you understand these risks and that you are using the Platform with capital you can afford to lose entirely.
5. Eligibility
You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater) to use the Service. By using the Service, you represent and warrant that you meet this requirement.
The Service is not available to residents of jurisdictions where use of such a platform would be prohibited by law. You are responsible for determining whether your use of the Service is lawful in your jurisdiction.
6. Your Account
You are responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication methods. You are responsible for all activity that occurs under your account.
Notify us immediately at security@plutheia.com if you suspect unauthorised access to your account. We will not be liable for losses arising from your failure to maintain account security.
You may not share your account with others, create multiple accounts to circumvent restrictions, or use the account of another person.
7. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose, including market manipulation or insider trading.
- Attempt to reverse-engineer, decompile, or extract the Platform's proprietary algorithms.
- Interfere with or disrupt the integrity or performance of the Service or its servers.
- Access the Service via automated means (bots, scrapers) other than the features we provide.
- Resell, sublicense, or redistribute access to the Service without our written permission.
- Impersonate any person or entity.
8. Broker Connectivity
To use order-execution features, you must link your own brokerage account. You authorise Plutheia to communicate with your broker on your behalf using API credentials you provide. You remain solely responsible for:
- The accuracy of the credentials you provide.
- Compliance with your broker's terms of service.
- All orders placed, modified, or cancelled through the Platform.
- Any fees, commissions, or charges levied by your broker.
Plutheia is not a registered broker-dealer, investment adviser, or financial institution and does not hold, custody, or transfer your funds or securities.
9. Automated Execution
Automated order placement ("Auto mode") is an optional feature that executes orders without requiring your manual confirmation for each trade. By enabling Auto mode, you:
- Explicitly consent to automated order placement using your broker credentials.
- Acknowledge that orders may execute immediately upon a technical signal, without additional confirmation.
- Accept full financial responsibility for all orders placed in Auto mode.
- Understand that you can disable Auto mode at any time, but orders already submitted to your broker cannot be recalled by Plutheia.
Explicit consent (recorded timestamp) is required before Auto mode activates. If consent has not been provided, the Platform will revert to Manual mode regardless of your settings.
10. Intellectual Property
All content, features, algorithms, code, design, and technology comprising the Service are owned by Plutheia and protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in or to the Service beyond the limited licence to use it in accordance with these Terms.
11. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, PLUTHEIA EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, AND UNINTERRUPTED OR ERROR-FREE OPERATION.
We do not warrant that the Service will be available at all times, that signals will be accurate or timely, or that automated execution will perform as expected.
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PLUTHEIA, ITS DIRECTORS, EMPLOYEES, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, LOSS OF PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO US IN THE THREE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED POUNDS STERLING (£100).
13. Indemnification
You agree to indemnify and hold Plutheia and its affiliates, officers, agents, and employees harmless from any claim, liability, loss, damage, or expense (including reasonable legal fees) arising out of or related to: (a) your use of the Service; (b) your breach of these Terms; (c) your violation of any applicable law or third-party rights; or (d) trading losses arising from signals or automated execution.
14. Termination
We may suspend or terminate your account at any time, with or without notice, if we reasonably believe you have violated these Terms or if required by law. You may close your account at any time by contacting support@plutheia.com.
Upon termination, your right to use the Service ceases immediately. Sections 3, 4, 10, 11, 12, and 13 survive termination.
15. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless mandatory consumer-protection law in your country provides otherwise.
16. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by email or by displaying a notice on the Platform. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms.
17. Contact
For questions about these Terms, please contact us at: legal@plutheia.com